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Affordable

Health Insurance

This Way

Shalom Empire Insurance (SEI) assists individuals year-round with health insurance coverage in the Marketplace, offering free or low-cost health coverage for children and adults with limited income and resources. SEI provides a streamlined application approach to determine your health insurance eligibility.

Who We Are

Us

Who We Are and What We Stand For

What is Shalom Empire Insurance?

Whether you're turning 65, retiring, or looking for affordable health coverage before Medicare eligibility, we're here to help. We offer personalized assistance with Medicare Advantage, Medicare Supplement, Prescription Drug Plans (Part D), and Affordable Care Act (ACA) Marketplace health insurance, helping you compare your options and enroll with confidence.

SEI connects individuals to a variety of insurance plans from different health insurance companies and offers tools and resources to help them choose the plan that is right for them.

We service the following Markets:
Alabama, Florida, Georgia, Louisiana, Missouri, Mississippi,South Carolina, Texas, Tennessee, North
Carolina, New Jersey, Oklahoma, Ohio

Our Services

Find Offers from Leading Health Insurance Providers

Experienced a Major Life Change?

Through the Affordable Cares Act (ACA), if you experience a major life change, you can enroll in a covered health insurance plan outside of the normal open-enrollment period. Most special-enrollment periods last 60 days from the date of the major life change. For most qualifying life events, your coverage will start on the first day of the following month after you select a plan. Have you experienced one of these changes lately? If so, call us.

Lost Job or Income

Independent Student

Affected by Natural Disaster

Household Size Changed

Citizenship or Lawful Entry

Divorce, Spousal

Abandonment

Moved to Another State

Married or Domestic Partner

Released from Jail or Prison

Turned 26 Years Old

Newborn, Adoption,

Foster Care

Returned from Military

Service

Medicare Made Simple

Turning 65? Understanding Medicare doesn't have to be overwhelming. We're here to answer your questions, explain your options, and help you make informed decisions about your coverage. Contact us today to schedule your Medicare consultation.

By contact us , you will be connected with a licensed insurance agent. Calling or requesting information does not automatically enroll you in a Medicare plan. No obligation to enroll.

Medicare Consultations
We offer educational Medicare consultations to help you understand your coverage options. If your appointment includes Medicare Advantage or Prescription Drug Plans, a Scope of Appointment will be completed before discussing plan-specific information, as required by Medicare.

What is a Scope of Appointment?
A Scope of Appointment is a simple form required by Medicare before discussing certain Medicare plan options. It lets you choose the topics you'd like to review during your appointment, ensuring our conversation is focused on your needs.

Special Groups

The path to affordable health coverage is easy. If you fall under one of these groups, we can assist you with selecting a health plan that fits your needs and budget. Ask us about other groups not listed.

Self Employed

Health plans that cover people who work for themselves. Freelancers, independent contractors, and other people who do not have staff make up a significant percentage of the Marketplace users.

Students

Most students, unless they qualify for an exemption, will have to purchase health insurance or face a tax penalty.

While enrolled in student health insurance, they will not have to pay a penalty.

Unemployed People

Unemployed people may be able to get a health plan through the Marketplace that includes savings based on household size and income. You or your family members could also qualify for free or low-cost coverage through
the Marketplace.

Under 30 People

People under age 26 can stay on a parent’s health
plan. If someone claims you as a dependent, you can buy a plan through the Marketplace, but it will not come with financial help, no matter your income. Students should explore the option of enrolling in a student health plan.

Pregnant Individuals

Having a baby means you qualify for special enrollment – in other words, you can enroll through the Marketplace even if it’s outside the regular open enrollment period. Your plan would be effective the day your baby is born.

Pre-existing Condition

A pre-existing condition is any illness or condition a patient has before obtaining insurance.
In the past, people could be barred from getting a health plan because of a pre-existing condition, but this is no longer grounds for refusing to sell someone insurance.

Loss of Medicaid Coverage or Ineligibility

You may be eligible for helath coverage if you no longer qualify for Mediciad or do not meet the requirements due to changes in your income, household size, other eligibilty criteria.

Immigration Status & Health Coverage

Under the Affordable Care Act, most immigrants qualify for health coverage such as:

Lawful permanent residents (green card holders).

Lawful temporary residents.

Non-immigrant status holders (including worker visas and
student visas).

READY TO GIVE US A TRY?

Get Started for Free Today!

The best way to get a quick estimate of the price you would pay for an ACA health insurance plan is to complete our attached application form. The price is based on your estimated income for the coverage year, your ZIP code, your household size and your age.

Contact Us About Enrolling and Referrals Here

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FAQS

When can I apply?

Open enrollment for the Marketplace starts in the fall. Even when open enrollment is over, individuals with qualifying life events can enroll at any time of the year. Marketplace enrollment is also year-round.

What is open enrollment?

Open enrollment is the time of year when everyone can apply for a plan through the Marketplace. This usually happens from November to January. Outside open enrollment, people who experience qualifying life events can apply during special enrollment.

Does the Marketplace offer health coverage for small businesses?

Yes. Contact us to learn about the benefits for small businesses and their employees.

Is the Marketplace an insurance company?

No. The Marketplace is where individuals can get brand-name health insurance under the Affordable Care Act and see if they qualify for financial help to pay their monthly premiums.

Is the Marketplace the best option for me?

This health insurance marketplace lets you purchase a health plan, with or without financial help. What you pay for insurance depends on your income. Some people do not qualify for financial help, so for them, it might be more cost-effective to enroll in a plan directly through a health insurance company. Contact us for more assistance.